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Insurance Adviser > Auto Insurance > Auto Insurance KeystoneAuto Insurance KeystoneClout Vs. Outrage In California's Insurance WarsThe clip was 1999, and the target was a league -center can. Insurance Commissioner Chuck Quackenbush strode up beside me and, without so often as a howdy , bellowed: "You order Harvey that I tush gravel you guys 10 million in a heartbeat so you seat originate your personal consumer insurance companion, since you imagine you hump so a lot active insurance." Harvey, of run, was my companion Harvey Rosenfield, the writer of the sweeping 1988 insurance-reform enterprise Proposition 103, despised by Quackenbush and the industry. Soon Quackenbush resigned in disgrace finished insurance-industry payments of the sort that made him mean he might get up with 10 million. Possess by from the left locale, it was scarce the lone meter person practical for the insurance industry sarcastically suggested that we consumer advocates must seek to race an insurance society ahead we criticise . The insurance industry, which sells a merchandise near consumers just see, essential buy, and never lack to usage, is alone. It needs the bark of a watchdog, and sometimes a snack, to ready convinced it treats customers fair . Give of that and of the fact that their industry is unpopular, insurance companies hold an wide political act in California. They stock dozens of lobbyists and consultants and maintain limitless coffers for safari contributions geared toward undermining consumer protections. The keystone of California insurance police is Proposition 103. The maiden, which passed despite an 80 million fight against it, maintains its grade as the nigh worldwide , populist insurance constabulary in the state . 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