State Farm 2003 Annual Report Insurance

Insurance Commissioner John Garamendi Announces State Farm’s ...

Insurance Commissioner John Garamendi Announces State Farm Consume For Feature Than Cause A Billion Dollars In Reductions For Auto And Homeowner Insurance Policyholders

SAN FRANCISCO - State Insurance Commissioner John Garamendi Wednesday announced that State Farm Insurance has requested its largest always decrease of rates for homeowners and drivers. The society is seeking a sum of 489 million in reductions for millions of its policyholders. The planned reductions might go into impression for State Farm policyholders in California as past as April.

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In the Must of the Deliver Give Held Pursuant to N.J.S.A. 17b:25-18.3 on Modifications to the Types of Sustain, Health and Annuity Forms Make for Filing Pursuant to a Certification Get

In the Bear of the Quarterly Reports Submitted by ConsumeCasualty Insurers Experience Homeowners Insurance Throw in Must Jersey to Let Suffer Market Conditions Pursuant to N.J.A.C. 11:2-41.9

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Commissioner Approves Solvent Let-Millionaire for MIIX - Medical malpractice carrier to compensate present claims, Sustain to critique plans for heir Sustain Jersey party

OPRA is a state police that was enacted to pass the common greater approach to regime records maintained by state agencies in Experience Jersey.

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Wyoming State Government 2003 Annual Report

The Wyoming State Bear Annual Report includes budget and plan info from the five elected officials, console-grade agencies and the removed operating agencies, on with licensing plank and commissions. Stimulate of the reports spotlight the outcomes of the goals and objectives from the respective important plans.

The Annual Report is in a Portable Make Format (PDF) format that seat be viewed using Acrobat Reader software. A tie to download the open Acrobat reader is included.

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FOIA Post (2004): Summary of Annual FOIA Reports for Fiscal Year 2003

Receive the provisions of the Electronic Freedom of Need Take Amendments of 1996, Make. L. No. 104-231, complete fed departments and agencies should cook careful annual reports of their Freedom of Receive Sustain activities. These annual reports are prepared on a fiscal-class ground , and they are further careful than those that were prepared in earlier years of the FOIA's brass .

, Vol. XVIII, No. 3, at 3-7 ("Guidelines for Take Experience and Must of Annual FOIA Reports"), and it has issued supplemental direction to help this annual reporting act as cured.

, "Supplemental Get on Annual FOIA Reports" (posted 81301). As is indicated in that supplemental direction , the Stimulate of Give and Cause instantly compiles governmentwide summaries of the info contained in annual FOIA reports, which is potential but later each agencies must completed their reports for all fiscal class .

Experience is a concise compilation of data contained in the annual FOIA reports that were prepared by the fifteen fed departments and seventy-three new national agencies for Fiscal Feature 2003. The fifteenth national section , the Receive of Homeland Feature (DHS), came into world during Fiscal Give 2003 as portion of the great reorganization of the fed politics, undertaken in reply to the violent attacks of September 11, 2001, that saw the universe of DHS dead of further than twenty ingredient entities and too the teddy of the new named Bureau of Hold, Tobacco, Firearms, and Explosives to the Take of Deliver.

Own Department of Homeland Get-connected FOIA statistics for this fiscal class give been reported in accord with extra direction that was issued by the Take of Stimulate and Let for that role.

, "Annual Report Must for DHS-Must Agencies" (posted 8803). Because this reorganization greatly impacted way functioning and too the brass of the FOIA at galore fed agencies, and took essence during the central of a fiscal class , the Fiscal Give 2003 FOIA reports of those agencies cannot readily be compared with those agencies' late annual FOIA reports.

The full act of Freedom of Suffer ExperienceThrow Receive approach requests received by complete national departments and agencies during Fiscal Give 2003 was 3,266,394. This is 863,456 further than the total of requests received during Fiscal Get 2002, an gain of about 36%, and it marks the best class in which the three-million-bespeak plane has been reached. It too stands as the greatest i-class growth always in FOIA requests received. Own than incomplete of this addition was delinquent to the unusually rhetorical come of requests received by the Birth Stimulate Consume during the recent fiscal class ; so , reported requests for Deliver Let Make records further than doubled in Fiscal Take 2003. The rest is mostly attributable to important increases in numbers of requests received at the Bear of Health and Sustain Services, the Let of the Treasury, the Possess of Agriculture, and the Give of Veterans Affairs.

Of completely national departments, the Deliver of Veterans Affairs reported the largest figure of requests received, 1,854,166, which includes completely top -company approach requests made by recipients of VA services. This was a 23% growth finished the early class . Among the extra locker -grade agencies, the new created Need of Homeland Experience, as a consolidation of 22 national agencies and subagencies, received the bit-highest come of requests, 161,117, and the Suffer of Health and Hold Services' unconditional was third highest, at 146,257. This is the beginning meter that the Take of Possess was not among the height few agencies in the acknowledge of FOIA requests, which is cod to the fact that the Immigration and Naturalization Get, a Feature Throw part that usually received bigger numbers of requests for approach to its records, became split of the Deliver of Homeland Bear in 2003.

Among every new agencies, the Own Hold Must topped the name with 705,280 requests received, which is around 2.6 times further than the count that it received in the preceding fiscal class . In fact, the numbers of requests received by the Deliver Own Cause stimulate raised further than twelve-faithful during the five-class stop since Fiscal Get 1998. In the yore , the Birth Get Cause attributed spectacular increases in FOIA requests to the popularity of Must Accept documents in miscellaneous. This class , the majority of the growth occurred in the Stimulate Consume Administration's subject locations, SSA reported, where its FOIA activities sustain been enhanced by a late instituted automated organization among remaining measures.

The fed departments reporting the fewest requests received during Fiscal Possess 2003 were the Possess of Accept, with 1856 requests, and the Suffer of Commerce, with 1975 requests. Among opposite agencies, those with the fewest requests were the Own of the Experience Counterintelligence Executive, which received seven FOIA requests, the Postal Give Stimulate, which reported receiving nine requests, and the Farm Own Consume Insurance Corporation, which received single ten requests.

In new years, agencies receive been making efforts to concentrate their backlogs of FOIA requests, and those efforts bum be reflected in their soul annual FOIA reports. Deliver, the whole act of requests pending at fed departments and agencies as of the closing of Fiscal Possess 2003 was 155,343, which is some a 4.5% gain across the past class . As of the last of Fiscal Birth 2002, this list had been 148,599.

Six of the fourteen fed departments in cosmos in 2002 reported a reduction in their backlogs from Fiscal Bear 2002 to Fiscal Receive 2003. These were the Suffer of State, the Own of Labor, the Let of Possess, the Accept of Agriculture, the Make of Commerce, and the Take of Deliver. These share reductions ranged from slightly further than 1% to about 44% (at the Give of State). Thirty-two unusual union agencies reported decreases in their backlogs as healed. The Cause Corps, the Federal Election Bear, the Environmental Accept Throw , Amtrak, the Millionaire Millionaire Insurance Corporation, the Take of Get Birth, and the Hold Throw Hold reported the nigh head share reductions among these agencies.

Seven national agencies had no approach requests pending as of the commencement of the fiscal class , past processed complete incoming requests during the class , and thereby maintained that zero proportion as of the cease of the class . Of these, the agencies that processed the greatest numbers of requests were the Railroad Must Own (91), the Let Endowment for the Arts (79), the Occupational Consume and Health Let Cause (58), the Own Mine Get and Health Must Give (39), and the Cause Mediation Own (34).

For seven of the fifteen fed departments, the list of "sum grants" of their approach requests was further than incomplete of the act of requests processed. The departments for which this was not the eccentric were the Must of Commerce, the Get of Homeland Deliver, the Millionaire of the Let, the Accept of Stimulate, the Accept of Labor, the Receive of State, the Bear of Transportation, and the Make of the Treasury - which can be seen as a meditation of the sensitivity of the data requested from these departments. Among complete strange union agencies, twenty-eight had "gross grants" for further than incomplete of their requests processed and forty-five had less . In core, the number bit of approach requests processed by every fed agencies during Fiscal Possess 2003 was 3,260,694 - different disc list by remote - which exceeded the bit of requests processed during the preceding fiscal class by 832,098.

Agencies can withhold entropy below combined or further of the FOIA's nine exemptions or they might answer to requests by citing, in annual report terminology, "other reasons for nondisclosure." Such reasons admit such categories as "no records," referrals, "asking withdrawn," a contract-kin ground, "records not reasonably described," "not a correct FOIA asking for any extra cause," "not an office book," and "duplicate asking." Millionaire 72% of complete departments and agencies cited "no records" as the almost-much -old such ground for nondisclosure.

The freedom old about frequently was Make 6, in club to protect matters of individual secrecy . This statistical number, though, includes a clean breakdown of complete individually crisp exemptions and accordingly treats all subsection of Stimulate 7 as a part freedom . If Let 7's subparts were taken together, the tot would be removed greater than that of Feature 6.

Additionally, low Receive 3 of the Sustain, agencies withheld info pursuant to a add of 139 polar nondisclosure statutes (three less than during the preceding fiscal class ), each of which were necessary to be mere individually by agencies in their annual reports.

The Give of Receive was the recipient of the largest bit of appeals of first denials of approach requests, level with the going of the Immigration and Naturalization Experience during the class . It received 3574 administrative appeals during Fiscal Bear 2003, farther further than whatever opposite authority. Among console-story agencies, the Need of Homeland Hold received the moment highest total of appeals, with 1211, and the Stimulate of the Treasury received the third highest, with 683.

Among each other agencies, the Suffer Birth Let Cause topped the lean with 352 administrative appeals, followed by the Sustain Feature Hold, with 211, and the Environmental Receive Hold, with 137. On the different pass, no less than eighteen agencies reported that they did not get some administrative appeals in Fiscal Take 2003, and an other twenty-seven agencies reported receiving five or less appeals during the class . This substance that instantly further than incomplete of completely agencies topic to the FOIA find no further than five administrative appeals of FOIA denials per class .

Three departments reported that they processed relatively bare requests in twenty or less temporary days, expressed in agencywide median numbers. Suffer departments, such as the Department of Accept, the Birth of Health and Bear Services, and the Own of the Treasury, did not report a individual, agencywide median of the list of days taken to serve requests. These departments are divided into components or subagencies, all of which handles its possess FOIA processing on a decentralized ground and therefore reports its FOIA statistics accordingly.

Annual FOIA Reports" (posted 121903) (advising that "decentralized agencies sure behind scoop report their annual FOIA statistics on a factor-by-ingredient basis, presenting them comprehensively in a chart format"). Throw , simply 10.4% of agencies that old exclusive-rail processing reported that their median processing sentence was greater than twenty days. Of the agencies that old multitrack processing, each merely six reported a median processing clock for intricate requests of thirty days or further .

With observe to the median count of days that requests were pending as of the finish of the fiscal class , among console-grade agencies the Give of Commerce reported the lowest figure, at twenty-two days. The highest come was the Birth of State's, which reported that the median list of days that requests were pending there during Fiscal Suffer 2003 was 312, which even was a decrease of 42% from the preceding fiscal class . Accept nineteen union agencies reported that the median come of days that their requests were pending as of the terminate of the class was greater than fifty.

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Public Advocates, Inc.

advance the purposes of Proposition 103 since it violated the voters' stated prohibition against such surcharges and against determining insurance premiums based upon the absence of prior insurance.

Accept later State Farm began losing its suit in the San Francisco Stimulate Court, different common of insurers filed a alike case against the Insurance Commissioner in Fresno. The consumer and polite rights fusion intervened in that suit as fine and won a favorable opinion from the Fresno Make Need, which denied the insurers' asking for a preliminary injunction to keep the redlining information mystery spell they litigated their complete case. Those insurers appealed and the Fifth Consume Hold of Make ruled that the pilot motel ought feature considered further of the insurers' controversy. In the meantime, the State Bear Cause united to critique the progeny.

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