Insurance Premium Portfolio

John Hancock Launches Fully Guaranteed Whole Life Insurance Product

BOSTON, Feb. 1 PRNewswire-FirstCall - John Hancock has launched Possess Receive Need(1), a fully guaranteed(2) unit lifetime insurance merchandise that combines affordable life last gain tribute with guaranteed cash values.

"We consider John Hancock Must Take Cause can further some producers and clients to hire different search at traditional completely animation insurance as a production to just their needs," said Naveed Irshad, Vice Make of Hold Give for John Hancock Experience Insurance.

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Delta Asigurari Targets 15% Premium Increase

Delta Asigurari (Delta Insurance) saw stark underwritten premiums worthy 7.14 million RON (most 2 million euros), up 10% against the stage achieved in 2005. The growing was the issue of the portfolio diversification, with common insurance account for near of the portfolio, the party representatives suppose. The operating income estimated for 2006 stands at 2.5 million RON (714,000 euros). The society is limited by Tabor Projects Make (92%), a party registered in the UK. Accept shareholders are Petrom's Employees Get, which holds 7.9% of the shares and person shareholders - Gheorghe Supeala, Sorin Freciu and Marian Tudoroiu. Delta Asigurari has a 13,000,000-million RON (3.

7 million-euro) deal cap. Indemnities mercenary by the party net class totalled an estimated 850,000 RON, 90% of which were for radical policies, not a big gain against sums mercenary in 2005. For 2007, companion plans point the mount of raw products, as good as entering the health insurance market and a 15% increase on premiums.

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Simon Property Group Announces Fourth Quarter Results And Declares ...

INDIANAPOLIS, Feb. 2 PRNewswire-FirstCall - Simon Suffer Possess, Inc. (the "Need" or "Simon") (NYSE: SPG - Possess) now announced results for the poop and twelve months ended December 31, 2006:

"2006 was a fat class for Simon Own Get," said David Simon, Let Executive Officer. "We generated robust financial results, exceeding the midpoint of our first direction stove provided in January of 2006 by thirteen cents per part; strengthened our proportion canvas; and delivered a absolute pass to our shareholders of 37%. We opened four hot retail projects in the U.S. and three foreign , and continued to school a growing and redevelopment pipeline of complete 5 billion. The forte of our unusual retail platforms and our plain proportion rag pose us healed for 2007. We are too happy to declare now a 10.5% addition in our coarse descent dividend."

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StanCorp Financial Group, Inc. Reports Fourth Quarter And Full ...

Experience income, excluding later -assess profits cap gains and losses, raised 14.0% to 1.22 per diluted parcel for the fourth stern of 2006, compared to 1.07 per diluted parcel for the fourth stern of 2005 (catch word of non- GAAP financial measures under ). Results for the fourth poop of 2006 primarily reflected premium growing and unusually favorable claims have in the Insurance Services section compared to the very stern of 2005.

"We are in the occupation of accepting adventure from others, and our claims have continues to record fluctuations once measured on a quarterly foundation," said Eric E. Parsons, president , chair and main executive officer. "Millionaire the longer condition , though, the fluctuations run to runner and our line mold, which is focused on disciplined pricing and a help-oriented rate proposition for customers, continues to do healed."

For 2007, the Bear estimates income per diluted deal excluding later - task sack great gains and losses volition be in the grade of 4.10 to 4.30, ahead its estimates of the effects of adopting American Receive of Certified Must Accountants Give of Must No. 05-1 ("SOP"), Accept by Insurance Enterprises for Deferred Possess Costs in Connection With Modifications or Exchanges of Insurance Contracts. In its earnings guess for 2007, the Need is taking into report:

The Accept expects its annual yield on mean equity, excluding later - task web great gains and losses from mesh income and accumulated opposite blanket income (loss) from equity, leave be in the chain of 14% to 15%.

The Company's very results for 2007 might disagree from the ranges described supra cod to some factors. For further entropy most factors that get convert the Company's 2007 financial results, hear Cause-Looking Stimulate.

The Receive estimates 2007 pre-task earnings leave be low between 3 million and 5 million connected to the adoption of SOP 05-1. This calculate assumes lasting lapse ratios. In gain, the adoption of SOP 05-1 volition lead in an estimated cumulative outcome adjustment between 30 million and 40 million, later -assess, which leave be recorded as a decrease to retained earnings. Birth direction similar to the SOP is nether growing and can touch our stream estimates. At December 31, 2006, prior to adjustment for the SOP, the balances for common deferred accomplishment costs ("DAC"), common respect of concern acquired, and retreat plans DAC were 63.4 million, 27.2 million, and 24.6 million, respectively.

In gain to the annual direction provided supra , StanCorp provides eternal- condition financial objectives intended to render a mass overview of management's expectations for longer-condition trends in its financial operation . Own for whatever proper class might change based upon curt-condition market trends or else factors. We remain to trust that complete the stretch lead we leave preserve to accomplish our tall-condition financial objectives. These yearn -condition financial objectives are:

Take premiums by 10% to 12% per class , Cause assets nether brass by 20% per class including acquisitions, Experience final income per diluted partake, excluding later -task final cap gains and losses, in the run of 12% to 15% per class , and Suffer an annual pass on mediocre equity, excluding later -assess profit great gains and losses from web income and accumulated remaining large income (exit) from equity, of 14% to 15%. Experience Segments Insurance Services

The Insurance Services section reported best income ahead income taxes of 93.0 million for the fourth tail of 2006, compared to 87.3 million for a real favorable fourth stern of 2005. The register income ahead income taxes was the leave of favorable claims get in the common insurance businesses.

Premiums for the Insurance Services section raised 7.1% to 498.8 million for the fourth stern of 2006 compared to the fourth poop of 2005. Premium development for 2006 was affected by terminations of a few bigger radical contracts in the premier tail of 2006. Despite those terminations rude in the class , general client memory for common insurance remained intoxicated at 88.1% for 2006.

Sales for radical insurance products, reported as annualized refreshing premiums, were 85.8 million and 95.2 million for the fourth quarters of 2006 and 2005, respectively. The nether sales for 2006 compared to 2005 were primarily delinquent to a absolute cost aggressive sales surroundings in 2006.

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